Professional Gold Loan Services at RFSL
30+

Years Legacy

EMPOWERING LIVES | FOSTERING DREAMS

Transforming Aspirations
into Reality

Nothing ignites the human spirit quite like the pursuit of dreams. The universal aspiration to achieve one's dreams and construct a life in accordance with one's desires is a journey that resonates with everyone.

We take great pride in our role as one of the emerging Non-Banking Financial Companies in the country, dedicated to assisting millions of individuals nationwide in realizing their aspirations. Our services into uncharted territories of society underscore our Group's dedication to making a positive impact on the lives of the less fortunate.

Richfield Financial Services Limited

"As we persist in our mission, we are unwavering in our commitment to uplifting communities and championing financial inclusion for all."

At Richfield Financial Services Ltd, we are dedicated to upholding the highest standards of integrity and professionalism in our client relationships. Our commitment is to understand your financial needs thoroughly and provide you with top-notch information, products and services.

Board of Directors



V C Georgekutty

V C Georgekutty | Managing Director

Mr. Georgekutty is a highly accomplished MBA graduate from the National Institute of Bank Management (NIBM), with over 30 years of extensive experience in the Non-Banking Financial Services sector. Over the years, he has held several senior leadership roles, including Vice President, Regional Manager and Area Manager, demonstrating strong expertise in sales, marketing, operations, and administration.

His broad experience spans driving business growth, developing and executing strategic marketing initiatives, and overseeing branch operations. Mr. Georgekutty’s leadership has played a key role in fostering organizational success, improving operational efficiency, and encouraging innovation across all the positions he has held.

Adv. Peeyus A Kottam

Adv. Peeyus A Kottam | Independent Director

Mr. Peeyus A Kottam is a Distinguished legal professional based in Kochi, Kerala, who currently serves as the President of the Kerala High Court Advocates' Association (KHCAA) for the 2026 term following his election in December 2025. With an LLB degree and a legal career spanning over three decades since his establishment in 1991, he operates A Peeyus A Kottam & Associates located near Lakshmi Hospital on MG Road.

He has a significant presence in the Kerala High Court and the Ernakulam District Court, where he has handled a wide range of cases including writ petitions, commercial suits, and matters under the Negotiable Instruments Act. In his leadership role at the KHCAA, he focuses on upholding the integrity of the legal profession and fostering a collaborative community committed to justice.

Indu Ravindran

Adv. Indu Kamala Ravindran | Independent Director

Ms. Indu is an Advocate with a strong background in social work and law. She provides management support services to agencies and organizations in the social development and services sector, helping development partners achieve their goals efficiently and effectively. Ms. Indu offers legal consultancy to the Department of Forest and Environment, as well as to banks and financial institutions.

She holds a Master's in Social Work (MSW) with a specialization in Medical and Psychiatric Social Work (2003), and an LLB (5 years) from the University of Calicut (1998), specializing in Labour Law. Additionally, Ms. Indu is qualified with the UGC-NET Eligibility for Lectureship and the State Eligibility Test (SET) in Social Work. She also holds a Diploma in Transactional Analysis, further enhancing her expertise in interpersonal communication and behavioral analysis.

MiDHUN ittoop

Midhun ittoop | Non-Executive Director

Mr. Midhun holds dual masters, a Master's in International Business, and a Master's in Commerce from the prestigious Deakin University, Melbourne, Australia, as well as a B.Tech in Mechanical Engineering from Karunya University, Coimbatore.

With over 9+ years of versatile experience across multiple industries, he has developed strong expertise in management, sales, and marketing. His solid academic background, combined with his professional experience, has equipped him with a comprehensive understanding of business operations, allowing him to make valuable contributions and implement strategies to the success of the organizations he has worked with.

Mr. Varghese Mathew

Varghese Mathew | Non-Executive Director

Mr. Varghese is an MBA graduate with over 10 years of professional experience across various companies. Throughout his career, he has developed a strong foundation in business strategy, operations and sales, contributing to the growth and success of the organizations he has worked with.